Personalized Credit Restoration & Notary Services
At GRACE, we believe every financial story deserves a fresh start. Our credit consultant and notary firm specializes in helping individuals rebuild, restore, and reclaim their financial confidence with care, integrity, and expertise.
Whether you’re ready to dispute negative items, strengthen your credit profile, or begin your journey toward financial independence, we offer personalized guidance every step of the way. With flexible payment options like Klarna, Afterpay, and Sezzle, achieving your financial goals has never been more accessible—or more graceful.
Your new beginning starts here.
Hi!
I’m Valeria Frazier, and I created GRACE to bring a personal touch to credit repair. I’ve seen firsthand how overwhelming finances can feel, and my mission is to guide each client with honesty, patience, and professionalism. Here, you’re not just another number—you’re part of a journey toward renewal and financial freedom.
ABOUT GRACE
At GRACE, we are more than just a credit repair company—we're your personal financial advocates. Founded on the principles of guidance, reliability, accountability, compassion, and excellence, GRACE was created to give clients an elevated, specialized experience in credit restoration and notary services. We take a hands-on approach with every client, reviewing each report with precision and designing a personalized plan for success. From disputing collections and charge-offs to providing expert advice on building healthy credit habits, our mission is to help you move forward with clarity and confidence.
✦ your reset starts with grace ✦
ABOUT GRACE
Because credit repair isn’t one-size-fits-all—it’s personal.
At GRACE, every client receives expert-level attention and expert care from start to finish.
Here’s what makes us different:
SMALL FIRM
BIG RESULTS
ENDLESS GRACE
At GRACE, we believe small firms deliver big results. Our personalized approach allows us to focus on every detail of your financial journey—no shortcuts, no copy-and-paste solutions. Over 87% of our clients see an average 70–120 point credit score increase within their first six months, and nearly all report a renewed sense of financial confidence. Real people. Real progress. Real grace.
service packages
1
Graceful Start
$399
(Collections & Charge-Offs)
Begin your journey to financial renewal with Graceful Start, a focused program designed to remove collections and charge-offs while laying the groundwork for lasting improvement. This plan is perfect for those ready to take their first intentional step toward stronger credit and a more confident financial future with guidance, structure, and grace.
2
Freedom Finance
$699
(Collections & Charge-Offs)
Step confidently into your next chapter with Freedom Finance. This 6-month program builds on the Graceful Start foundation, expanding coverage to include evictions and repossessions. Ideal for clients seeking deeper repair and long-term stability, Freedom Finance helps you reclaim control of your financial story with strategy, care, and grace.
3
Credit Unbound
$999
(Collections & Charge-Offs)
Total transformation starts here. Credit Unbound is our premier, all-inclusive program designed for clients ready to experience complete credit freedom. Over twelve months, we handle every negative item—including bankruptcies—with personable care and professionalism. From audit to advocacy, every step is taken with grace.
schedule a consultation
to get started
A quick, professional check-in to ensure your documents are ready for notarization.
15 min
35 US dollars
A detailed consultation designed to uncover what’s holding your score back and how GRACE can help.
45 min
50 US dollars